Medicare coverage · Texas
Does Medicare Cover Nursing Home Care?
Not covered by Original MedicareNo. Medicare does not cover long-term custodial nursing-home care — help with daily activities like bathing, dressing, and eating. It only covers short-term skilled care after a qualifying hospital stay. Long-term care is funded through Medicaid, long-term-care insurance, or out of pocket.
Reviewed for the 2026 plan year · Source: Medicare.gov
How to get nursing home care covered in Texas
Long-term custodial care isn't a Medicare benefit. Texans typically plan for it through Medicaid or a long-term-care insurance policy. We'll walk you through which path fits your situation and budget — at no cost.
Want help finding a plan that covers nursing home care?
Free and no pressure. Matt compares every Texas option for you and only recommends what fits.
Frequently Asked Questions
Does Original Medicare cover nursing home care?
No. Medicare does not cover long-term custodial nursing-home care — help with daily activities like bathing, dressing, and eating. It only covers short-term skilled care after a qualifying hospital stay. Long-term care is funded through Medicaid, long-term-care insurance, or out of pocket.
Do Medicare Advantage plans in Texas cover nursing home care?
Medicare Advantage plans must cover at least what Original Medicare covers for nursing home care, and a few add extra help. We can confirm the specifics for the plans in your Texas county at no cost.
How much does nursing home care cost with Medicare?
Your cost depends on your specific plan, where you live in Texas, and your providers. We compare every option in your county side by side — free, with no obligation — so you see the real total cost before you choose.