Medicare coverage · Texas
Does Medicare Cover Assisted Living?
Not covered by Original MedicareNo. Medicare does not pay for assisted living or the room-and-board cost of long-term custodial care. It can still cover medical services you receive while living there, such as doctor visits or therapy. Assisted living is usually funded through savings, long-term-care insurance, or — if you qualify — Medicaid.
Reviewed for the 2026 plan year · Source: Medicare.gov
How to get assisted living covered in Texas
Long-term custodial care isn't a Medicare benefit. Texans typically plan for it through Medicaid or a long-term-care insurance policy. We'll walk you through which path fits your situation and budget — at no cost.
Want help finding a plan that covers assisted living?
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Frequently Asked Questions
Does Original Medicare cover assisted living?
No. Medicare does not pay for assisted living or the room-and-board cost of long-term custodial care. It can still cover medical services you receive while living there, such as doctor visits or therapy. Assisted living is usually funded through savings, long-term-care insurance, or — if you qualify — Medicaid.
Do Medicare Advantage plans in Texas cover assisted living?
Medicare Advantage plans must cover at least what Original Medicare covers for assisted living, and a few add extra help. We can confirm the specifics for the plans in your Texas county at no cost.
How much does assisted living cost with Medicare?
Your cost depends on your specific plan, where you live in Texas, and your providers. We compare every option in your county side by side — free, with no obligation — so you see the real total cost before you choose.